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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. A licensee who has a change of address must notify the Insurance Commissioner within

A) 60 days.
B) 90 days.
C) 30 days.
D) 120 days.

2. In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

A) Skilled nursing, intermediate, and custodial care.
B) Professional, social, and economic care.
C) Home-based, assisted living, and medical care.
D) Functional, rehabilitational, and medical care.

3. One advantage of an individual term life insurance policy is

A) Initial costs are lower.
B) Death benefits always remain level.
C) Premiums will decrease as insured ages.
D) It offers a cash value.

4. A policyowner purchased a whole life policy. How long after purchase can the policyowner borrow against the cash value of the policy?

A) 1 year
B) 3 years
C) never
D) 2 years

5. Which life insurance rider is designed to permit young individuals to be able to purchase additional insurance as they grow older, regardless of insurability?

A) Cost of living rider.
B) Impairment rider.
C) Guaranteed insurability rider.
D) Multiple indemnity rider.

Solutions: