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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. Which of the following characteristics is typical of group insurance?

A) Each employee receives an individual contract.
B) Medical examinations are required.
C) Employees may automatically enroll for coverage at any time.
D) All full-time employees are eligible for coverage.

2. In order for a health insurance producer to be an Exchange Enrollment Facilitator (EEF), the producer:

A) can offer advice to consumers resulting in the " steering " of the selection of coverage
B) can receive commissions from the company in addition to the compensation as a facilitator
C) can receive both commission and compensation as a facilitator
D) must surrender the producer ' s license and apply for an Exchange Enrollment Facilitator license

3. Which of the following statements is CORRECT about the Medicaid program?

A) Participants must be at least 55 years of age.
B) It is supplemented by Medicare for persons 62 years of age or older.
C) It provides medical assistance for participants who are blind.
D) The program is administered at the federal level.

4. Which of the following is true regarding Medicare Advantage Plans?

A) For many enrollee ' s deductible or coinsurance payments are reduced or eliminated
B) Vision and dental coverage is mandated.
C) Prescription drug coverage mandates generics only
D) The enrollee may opt out of a preventative health care program and receive a reduced premium

5. Medicaid is best described as:

A) A joint federal-state program that provides medical assistance to eligible individuals
B) A federal retirement program funded only by payroll taxes
C) A private insurance policy sold by producers
D) A Medicare supplement insurance plan

Solutions: